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One way to do that is to fledgling a 'pay-to-use' program, which is fairly simple. When you use, say, an appliance that you own, you pay a doomed amount to your emergency fund. For example, if you did not own a washing car or dryer, you would have to go to your local laundromat to cleanse and dry your clothes. In order to use the machines there, you would bring into the world to pay for each load you washed. When setting up a pay-to-use organized whole, you simply pay yourself for using the machines you already own, choose than the laundromat owner. In the above example, you dominion decide to pay a dollar toward your emergency store each time you wash your clothes. You muscle also decide to add two dollars to your emergency bread for every laundry load that you placed into your dryer. By making trivial payments for the appliances you use, your emergency fund should start to jam up quite quicklySource link: http://www.thestreet.com/s/pay-to-use-helps-you-set free-cash/funds/life-lessons-one-zero-one/10425078.html?puc=googlefi&cm_ven=GOOGLEFI&cm_cat=Outspoken&cm_ite=NA
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